Our management team

John Hiew

John is Founder and Chief Executive of Assured Retirement Limited.

Prior to founding the business, John was Managing Director at Redcarbon Capital Limited, a specialist Financial Services Consultancy and prior to this was Managing Director of McCurrach Financial Services Limited, a business set up by John as a subsidiary of McCurrach Group.

From 2001 to 2006, John was Managing Director of Clerical Medical and was a Director of Clerical Medical International, Halifax Life, Clerical Medical Managed Funds, Clerical Medical Investment Fund Managers, CMI Insurance Company and St Andrews Life.

Between 1986 and 2000, John held a variety of roles with Clerical Medical Investment Group including Assistant General Manager Business Development, National Account Manager, and Sales Manager.

John has served as a Non-Executive Director of IFA Promotion Ltd (IFAP) and as a member of the Distribution Steering Group of the Investment and Life Assurance Group (ILAG).

John is a member of the Chartered Insurance Institute and holds an MBA from the University of Manchester and a BA (Hons) in Business Studies.

John Hiew

Bob Pandya

Bob is Co-Founder and Business Development Director of Assured Retirement Limited.

Prior to founding the business, Bob was Marketing Director at Redcarbon Capital Limited, a specialist Financial Services Consultancy.

From 1997 to 2012, Bob held a variety of roles with Clerical Medical, Scottish Widows and Lloyds Banking Group including Product Research and Development Manager and Business Development Manager.

Bob started his career in the Actuarial Department at London Life and subsequently worked in a variety of Product Development, Research and Marketing roles with London Life until leaving in 1995 to become Product Research Manager at Countrywide Network.

Bob has a B.Sc (Hons) degree in Mathematics from Sir John Cass College, University of London.

Bob Pandya

Keith McGeoch

Keith is Co-Founder and Actuarial Director of Assured Retirement Limited.

Prior to founding the business, Keith was Director of Keith McGeoch Consulting Limited, a specialist Actuarial Services Consultancy.

From 1991 to 2009, Keith was Group Actuary for Marlborough Stirling where he was responsible for the calculation components of all systems developed in the mortgage and life & pensions markets and managed changing compliance requirements, product disclosure at point of sale, in force pension projections, endowment adequacy testing, pension transfer advice and pension compensation assessments.

Keith started his career in the Actuarial Department at Equity and Law and subsequently worked in a variety of Actuarial roles covering Individual Pensions, Group Pensions and Reinsurance with Equity and Law and Crown Life where he led the Pensions Actuarial Department.

Keith is a Fellow of the Institute of Actuaries (FIA) and a Mathematics graduate from Balliol College, Oxford.

Keith McGeoch

Tim Ashfield

Tim is Co-Founder and Managing Director of Assured Retirement Limited.

Prior to founding the business, Tim was Account Director at Redcarbon Capital Limited, a specialist Financial Services Consultancy and prior to this was Account Director at McCurrach Financial Services Limited, the Financial Services outsourcing subsidiary of McCurrach Group.

From 2003 to 2008, Tim was Director of Employee Benefits at Clerical Medical where he had overall responsibility for sales and implementation of Employee Benefit Solutions in the UK.

Between 1989 and 2003, Tim held a variety of roles with Clerical Medical Investment Group including Head of Pension Sales, National Accounts Manager and Pensions Sales Manager.

Tim started his career with Standard Life as a Broker Consultant and has worked for the UK Provident Institution and as an IFA.

Tim is a member of the Personal Finance Society and holds the CII FPC, G60 Pensions, G30 Corporate Financial Planning and CF9 Pension Simplification qualifications.

Tim Ashfield

Iain Brown

Iain is Regional Director, Scotland and North and joined Assured Retirement in 2016.

Before to joining the business, Iain worked in a Business Development role for Brewin Dolphin.

From 1983 to 2010 Iain worked as a Senior Sales Consultant with Clerical Medical working with IFAs on the East Coast of Scotland and covering Pensions, Investments and Tax Planning.

Iain holds the Dip PFS, G60 Pensions and CF9 Pensions Simplification qualifications.

Iain Brown

John Hiew

John Hiew

John is Founder and Chief Executive of Assured Retirement Limited.

Prior to founding the business, John was Managing Director at Redcarbon Capital Limited, a specialist Financial Services Consultancy and prior to this was Managing Director of McCurrach Financial Services Limited, a business set up by John as a subsidiary of McCurrach Group.

From 2001 to 2006, John was Managing Director of Clerical Medical and was a Director of Clerical Medical International, Halifax Life, Clerical Medical Managed Funds, Clerical Medical Investment Fund Managers, CMI Insurance Company and St Andrews Life.

Between 1986 and 2000, John held a variety of roles with Clerical Medical Investment Group including Assistant General Manager Business Development, National Account Manager, and Sales Manager.

John has served as a Non-Executive Director of IFA Promotion Ltd (IFAP) and as a member of the Distribution Steering Group of the Investment and Life Assurance Group (ILAG).

John is a member of the Chartered Insurance Institute and holds an MBA from the University of Manchester and a BA (Hons) in Business Studies.

Bob Pandya

Bob Pandya

Bob is Co-Founder and Marketing Director of Assured Retirement Limited.

Prior to founding the business, Bob was Marketing Director at Redcarbon Capital Limited, a specialist Financial Services Consultancy.

From 1997 to 2012, Bob held a variety of roles with Clerical Medical, Scottish Widows and Lloyds Banking Group including Product Research and Development Manager and Business Development Manager.

Bob started his career in the Actuarial Department at London Life and subsequently worked in a variety of Product Development, Research and Marketing roles with London Life until leaving in 1995 to become Product Research Manager at Countrywide Network.

Bob has a B.Sc (Hons) degree in Mathematics from Sir John Cass College, University of London.

Keith McGeoch

Keith McGeoch

Keith is Co-Founder and Operations Director of Assured Retirement Limited.

Prior to founding the business, Keith was Director of Keith McGeoch Consulting Limited, a specialist Actuarial Services Consultancy.

From 1991 to 2009, Keith was Group Actuary for Marlborough Stirling where he was responsible for the calculation components of all systems developed in the mortgage and life & pensions markets and managed changing compliance requirements, product disclosure at point of sale, in force pension projections, endowment adequacy testing, pension transfer advice and pension compensation assessments.

Keith started his career in the Actuarial Department at Equity and Law and subsequently worked in a variety of Actuarial roles covering Individual Pensions, Group Pensions and Reinsurance with Equity and Law and Crown Life where he led the Pensions Actuarial Department.

Keith is a Fellow of the Institute of Actuaries (FIA) and a Mathematics graduate from Balliol College, Oxford.

Tim Ashfield

Tim Ashfield

Tim is Co-Founder and Sales Director of Assured Retirement Limited.

Prior to founding the business, Tim was Account Director at Redcarbon Capital Limited, a specialist Financial Services Consultancy and prior to this was Account Director at McCurrach Financial Services Limited, the Financial Services outsourcing subsidiary of McCurrach Group.

From 2003 to 2008, Tim was Director of Employee Benefits at Clerical Medical where he had overall responsibility for sales and implementation of Employee Benefit Solutions in the UK.

Between 1989 and 2003, Tim held a variety of roles with Clerical Medical Investment Group including Head of Pension Sales, National Accounts Manager and Pensions Sales Manager.

Tim started his career with Standard Life as a Broker Consultant and has worked for the UK Provident Institution and as an IFA.

Tim is a member of the Personal Finance Society and holds the CII FPC, G60 Pensions, G30 Corporate Financial Planning and CF9 Pension Simplification qualifications.

Iain Brown

Iain Brown

Iain is Regional Director, Scotland and North and joined Assured Retirement in 2016.

Before joining the business, Iain worked in a Business Development role for Brewin Dolphin.

From 1983 to 2010 Iain worked as a Senior Sales Consultant with Clerical Medical working with IFAs on the East Coast of Scotland and covering Pensions, Investments and Tax Planning.

Iain holds the Dip PFS, G60 Pensions and CF9 Pensions Simplification qualifications.